*If you are eligible and fulfill the required activities then the cash bonus will be credited to your checking account within 90 calendar days from the date when you completed all offer requirements.
To qualify to earn a $300 cash bonus, you must open a new eligible consumer checking account in The Citibank Account Package between 1/12/2017 through 3/31/2017 and complete the following within forty-five (45) days of opening your account:
- Make a qualifying deposit of $15,000 or more in new-to-Citibank funds into the new checking account or a new or existing Citibank Savings Plus Account or Citi Savings Account linked to
the qualifying banking account package; and
- Complete 1 qualifying direct deposit to your checking account or make 1 or more qualifying purchase transactions using your Citibank Banking Card totaling $250 or more.
As of 11/22/2016, an Interest Checking account opened in The Citibank Account Package paid an Annual Percentage Yield (APY) of 0.01% in all markets. The APYs paid as of 11/22/16 for the Citibank Savings Plus Account and the Citi® Savings Account in The Citibank Account Package are: SD: 0.04% for a balance of $25,000–$99,999.99; 0.06% for a balance of $100,000–$499,999.99; 0.08% for a balance of $500,000 or more; NY, NJ, CT: 0.04% for a balance of $25,000–$99,999.99; 0.06% for a balance of$100,000–$499,999.99; 0.08% for a balance of $500,000 or more; CA, FL, NV: 0.04% for a balance of $25,000–$49,999.99; 0.06% for a balance of $50,000–$499,999.99; 0.08% for a balance of $500,000or more; MD, VA, DC: 0.06% for a balance of $25,000–$99,999.99; 0.08% for a balance of $100,000– $499,999.99; 0.10% for a balance of $500,000 or more; IL: 0.06% for a balance of $25,000–$49,999.99; 0.08% for a balance of $50,000–$499,999.99; 0.10% for a balance of $500,000 or more.APYs are variable and subject to change without notice after the account is opened. Fees could reduce account earnings.
New-to-Citibank funds are funds not currently held at Citibank or its affiliates.
Qualifying Direct Deposits are Automated Clearing House (ACH) credits, which may include payroll, pension or government payments (such as Social Security) by your employer, or an outside agency. Qualifying purchase transactions are those made using the Citibank Banking Card to buy goods and services and are net of returns and other adjustments. ATM withdrawals, cash back, and bill payments do not qualify as Citibank Banking Card Debit purchases. Net qualifying purchases are determined in Citibank’s sole discretion and must post to the new account within 60 days of account opening. Qualifying debit card purchases are on a per account basis and based upon all debit card purchases by all customers when the new checking account is the primary account linked to a debit card.
A new consumer checking account in The Citibank Account Package is required. Customers must be 18 years or older to participate in this promotion. Existing customers with a checking account are not eligible. Enrollment in this offer does not guarantee eligibility. To qualify for this promotion, you must enroll in the promotion, meet the terms and conditions of this offer and perform the required qualifying activities contained in this offer. To be eligible for this offer, you must not currently have a consumer checking account with Citibank or have been a signer on or owner of a Citibank consumer checking account in the last 60 days. Fiduciary, estate, business and all trust accounts except Living Trusts are not eligible. Eligible accounts must have been opened within 60 calendar days of enrollment in this offer. Customer can have an existing Citibank Savings Plus Account or Citi Savings Account. Regular account charges apply. Offer may be modified or withdrawn at any time without notice, is not transferable and cannot be combined with any other checking offer. If you meet the terms of two or more checking account offers in the same calendar month, you will receive the bonus for the offer with the higher bonus value. Limit of one offer per customer and per account.
The new checking account in The Citibank Account Package must be open and in good standing at the time the cash bonus is credited to the Account. If the qualifying deposit is made into a Citibank Savings Plus Account or Citi Savings Account, these accounts must also be in good standing at the time the cash bonus is credited to the new checking account.
1A monthly service fee of $25 applies to the checking account in The Citibank Account Package and a $2.50 non-Citibank ATM withdrawal fee if combined average monthly balance requirements are not maintained. For all account pricing details please visit citi.com/compareaccounts
2Fees charged by other institutions for your transactions on non-Citibank ATMs are beyond Citibank’s control and are in addition to the fees listed here.
3Citibank does not charge you a fee for using the Mobile Check Deposit service. However, charges from your wireless carrier may apply. Regular account charges apply. The Mobile Check Deposit service is for personal checking accounts only and is subject to eligibility. Deposit limits and other restrictions apply.
Important tax information: The bonus will be reported to the IRS as interest, in the year received, as required by applicable law. Bonuses received by U.S. persons will be reported on IRS Form 1099-INT for the year received. Bonuses received by non-U.S. persons will be reported on IRS Form 1042-S for the year received. Customer is responsible for taxes and consulting a tax advisor. To be eligible for the bonus, a U.S. person must have a valid Form W-9 on file, and a non-U.S. person must have a valid Form W-8BEN on file, and the account must not be subject to back-up withholding.
Ask a Citibank representative for more details. Terms, conditions and fees for accounts, products, programs and services are subject to change. Accounts are subject to approval, terms, and fees.
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