Rates as of 1/27/2015. Your APR may be as low as 11.55% APR (as low as 10.55% APR in CT, DC, IL, MA, MD, NJ, NY, PA, TX, and VA) or as high as 25.99% APR. To qualify for the lowest rate in your market, you must use Citibank Auto Deduct (an automated monthly debit from a Citibank deposit account) for repayment and have a good credit history. If you are in default, your APR may increase by 2.0%.
* If you borrow $5,000 for 5 years at 11.55% APR, to repay your loan you will have to make 60 monthly payments of approximately $110.09. (If the APR is 10.55%, your monthly payments will be approximately $107.60.) No down payment is required.
Annual Percentage Rate (APR) is accurate as of 1/27/2015 and subject to change without notice. Certain limitations may apply. All applications are subject to approval.
Instant Approval is only available when you apply online.
To apply online or via the phone, you need a Checking account - you can open one at the same time you apply for your Personal Loan.
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